What Philadelphia County property tax looks like
Among the 30 counties covered here, Philadelphia County has the 18th highest effective rate and the 30th highest median bill. Every $100,000 of value carries about $840 of tax a year at this rate.
On a $400,000 purchase that comes to roughly $3,360 a year, or $280 a month. Priced at the Pennsylvania average rate instead, the same home would cost $170 a month more in tax.
Philadelphia is a city and a county in one. Its Homestead Exemption removes part of assessed value on an owner-occupied home, and the Longtime Owner Occupants Program caps increases for qualifying owners.
Parcel-level values and tax history are published by the Philadelphia Office of Property Assessment.
Example monthly payment at the median home value
Borrowing $185,920 against a $232,400 Philadelphia County home (20% down, 6.5% for 30 years, illustrative rather than quoted) works out as follows.
| Component | Per month |
|---|---|
| Principal and interest | $1,175 |
| Property tax | $163 |
| Homeowners insurance | $150 |
| Mortgage insurance (PMI) | $0 |
| Total | $1,488 |
Property tax is 10.9% of the $1,488 total, so a lender escrowing it would set aside about $163 each month toward the Philadelphia County bill.
How reliable this figure is
For Philadelphia County the Census Bureau reports a 90% margin of error of ±$27 on the $1,952 median tax and ±$2,320 on the $232,400 median value, so the 0.840% rate is a county-wide average rather than the rate on any one bill.
These medians describe today's owners, not today's buyers. How Pennsylvania values and caps a home, including what resets on sale, is set out on the Pennsylvania page.
Counties with a similar rate
- Hillsborough County, FL0.836%
- King County, WA0.836%
- Miami-Dade County, FL0.827%
- Riverside County, CA0.821%
Also in Pennsylvania: Allegheny County (1.569%).
Frequently asked questions
What is the property tax rate in Philadelphia County, PA?
The effective rate is 0.840%, which is the median real estate tax paid ($1,952) divided by the median home value ($232,400) in the Census Bureau's 2019-2023 estimates.
How much is property tax on a $400,000 home in Philadelphia County?
At this county's effective rate the figure is about $3,360 a year, or $280 a month. That is $170 a month less than the Pennsylvania average rate of 1.35% would give on the same price.
How much of a Philadelphia County monthly mortgage payment is property tax?
On a $232,400 home with 20% down at 6.5% over 30 years, property tax is about $163 of a $1,488 total monthly payment, or 10.9%.
Is property tax in Philadelphia County high compared with the rest of Pennsylvania?
Philadelphia County's 0.840% is 0.51 percentage points below the 1.35% Pennsylvania average, and its $1,952 median bill ranks 30th of the 30 counties covered here, with the rate ranking 18th.
Source and method
Census American Community Survey, ACS 2019-2023 5-year estimates, released December 2024. For Philadelphia County: B25103 median tax $1,952, B25077 median value $232,400, B25003 350,141 owner-occupied homes. Formulas are on the methodology page; every result is an estimate, not a quote or tax advice.