What Miami-Dade County property tax looks like
Among the 30 counties covered here, Miami-Dade County has the 21st highest effective rate and the 21st highest median bill. Every $100,000 of value carries about $827 of tax a year at this rate.
On a $400,000 purchase that comes to roughly $3,308 a year, or $276 a month. Priced at the Florida average rate instead, the same home would cost $12 a month less in tax.
The Miami-Dade Property Appraiser values every parcel as of January 1. Homesteaded homes have their taxable value growth capped, so a long-owned home is typically taxed on well under market value while a just-bought one is not.
Parcel-level values and tax history are published by the Miami-Dade Property Appraiser.
Example monthly payment at the median home value
Borrowing $340,320 against a $425,400 Miami-Dade County home (20% down, 6.5% for 30 years, illustrative rather than quoted) works out as follows.
| Component | Per month |
|---|---|
| Principal and interest | $2,151 |
| Property tax | $293 |
| Homeowners insurance | $150 |
| Mortgage insurance (PMI) | $0 |
| Total | $2,594 |
Property tax is 11.3% of the $2,594 total, so a lender escrowing it would set aside about $293 each month toward the Miami-Dade County bill.
How reliable this figure is
For Miami-Dade County the Census Bureau reports a 90% margin of error of ±$36 on the $3,516 median tax and ±$3,015 on the $425,400 median value, so the 0.827% rate is a county-wide average rather than the rate on any one bill.
These medians describe today's owners, not today's buyers. How Florida values and caps a home, including what resets on sale, is set out on the Florida page.
Counties with a similar rate
- Riverside County, CA0.821%
- Hillsborough County, FL0.836%
- King County, WA0.836%
- Philadelphia County, PA0.840%
Also in Florida: Broward County (0.949%), Hillsborough County (0.836%), Palm Beach County (0.884%).
Frequently asked questions
What is the property tax rate in Miami-Dade County, FL?
The effective rate is 0.827%, which is the median real estate tax paid ($3,516) divided by the median home value ($425,400) in the Census Bureau's 2019-2023 estimates.
How much is property tax on a $400,000 home in Miami-Dade County?
At this county's effective rate the figure is about $3,308 a year, or $276 a month. That is $12 a month more than the Florida average rate of 0.79% would give on the same price.
How much of a Miami-Dade County monthly mortgage payment is property tax?
On a $425,400 home with 20% down at 6.5% over 30 years, property tax is about $293 of a $2,594 total monthly payment, or 11.3%.
Is property tax in Miami-Dade County high compared with the rest of Florida?
Miami-Dade County's 0.827% is 0.04 percentage points above the 0.79% Florida average, and its $3,516 median bill ranks 21st of the 30 counties covered here, with the rate ranking 21st.
Source and method
Census American Community Survey, ACS 2019-2023 5-year estimates, released December 2024. For Miami-Dade County: B25103 median tax $3,516, B25077 median value $425,400, B25003 503,562 owner-occupied homes. Formulas are on the methodology page; every result is an estimate, not a quote or tax advice.