{
  "id": "conforming-loan-limits",
  "title": "Conforming Loan Limits",
  "description": "Baseline conforming loan limit for a one-unit property.",
  "version": "1.0.0",
  "lastUpdated": "August 2026",
  "dataAsOf": "2025",
  "source": "Federal Housing Finance Agency",
  "sourceUrl": "https://www.fhfa.gov/",
  "license": {
    "id": "CC-BY-4.0",
    "name": "Creative Commons Attribution 4.0 International",
    "url": "https://creativecommons.org/licenses/by/4.0/",
    "summary": "Free to use, share and adapt, including commercially, provided the source is credited."
  },
  "attribution": "US Mortgage Calculator (https://www.usmortgagecalc.com), CC-BY-4.0",
  "canonicalUrl": "https://www.usmortgagecalc.com/datasets",
  "rowCount": 1,
  "rows": [
    {
      "limitType": "baseline_conforming",
      "description": "Baseline conforming loan limit for a one-unit property in most counties",
      "amountUsd": 806500,
      "asOf": "2025",
      "source": "Federal Housing Finance Agency",
      "sourceUrl": "https://www.fhfa.gov/",
      "changesAnnually": true
    }
  ]
}